With soaring inflation, housing crises, and student loans, having a daytime job is just not enough to make ends meet. Most of us would like to have a convenient way to make some additional income that would help us to save or at least afford some leisure.
The problem is that traditional solutions require a lot of capital - money, skills, or time. So those who can afford it are earning, while others look for scraps. Fortunately, the digital era has brought some valid options, but to unlock the earning potential, you need to know what to look for.
What makes an investment-free app good?
Countless apps are offering the possibility to earn some beer money, but let's be honest - most of them are scams. So, the first thing to do before starting to use investment-free apps is to learn about the red flags.
Below, I have defined three main criteria of what you need to look for to start earning money passively or with little effort online. It might be that no app you'll find will fit all of the criteria, and some compromises will need to be made.
That's fine (with one exception) as long as you know what you are doing and can afford the risk. After all, investment-free apps should not be treated as something to earn your living. Instead, it's about making additional income on your free time or unused devices.
Country availability
Many services that pay for surveys or unqualified online tasks have clauses excluding certain regions and countries. The worst part is that usually, it is places where such earning is needed the most. The reasoning is that labor from certain places is already cheap, so there are a lot of candidates.
Even if you find services that can pay in your region, you should be on the lookout for changes in their terms and conditions. There are instances when people have put in some honest work just to say no to their payouts. However, there are other payout issues you should be on the lookout for.
Payouts
If your country is available, the second thing you should look into is the withdrawal amount. Some services have a ridiculously high payout bar. Before starting to put in any hours or connecting devices, you must look into the payout amount and whether the clauses in conditions subject it to change over time.
For example, $50 for making Google searches and clicking on links might seem small. But the rule of thumb is to divide the payout amount by the tasks you'll need to achieve. If a click costs $0.001, you'll need to make around 50000 clicks to get it.
Consider whether you will achieve the payout amount before applying and whether it is worth your time.
Another aspect of payouts is the payment method and taxes that might follow. Not much might be left of your $50 after you pay the government. Not to mention, you might also need to prepare some documents for proof of income. Consider these factors before applying to an app.
The most popular method is PayPal, but it's not reliable for all countries and bombards some users with compliance requests. I had the most success with various crypto payouts. However, I must note that finding ways to use a crypto wallet was a hassle at first.
Is it legal?
Legality is the most important yet the most straightforward factor. Read the terms and conditions of investment-free apps carefully and search whether the activities involved (yours or your devices) are legal. For example, some countries have made it illegal to use your connection for P2P networks.
It's also important to know whether your internet service provider (ISP) allows such apps. Some apps function in a way that is legal country-wise but might be restricted by your internet plan. I was able to use working services by changing my ISP before starting to make beer money passively.
Overview of the 3 best investment-free apps
Below is my list of the top 5 daily earning apps without investment. They all fit the above criteria to some extent, but only the first one works without any compromises.
1. SerpClix
Search Engine Optimisation (SEO) is the practice of ensuring your webpage is at the top of search engine queries. SerpClix is a place where real people can help real websites get to the top ranks.
But you don't need to know much about SEO to earn at SerpClix. You simply install a Firefox browser extension, which notifies you about what keywords you need to search for and which result to click. You can make $20 - $40 per month easily.
2. Remotasks
Remotasks is a platform for virtual assistants to do tasks for companies all over the world. You can expect to mark pictures, rewrite texts, annotate data, transcribe audio recordings, and similar.
Most of these tasks would be quite boring for a full working day, but you can take as much time as you want with them. There are rumors of people earning hundreds per month with Remotasks, but I found there to be enough tasks for something like $30.
3. Pawns.app
Pawns app is simply the best money-earning app right now. You can just download an app (or a program for a PC), enable it to use your bandwidth, and earn money. That's it. I was able to earn $50 for doing literally nothing. Their referral program is even better, as you gain 10 percent of what your friends earn.
The only drawback I see is that you must find an ISP that agrees with such processes on your network. Other drawbacks that apply to competitors (like Honeygain) do not apply here. There are no problems with payouts, and they don't ban participants for no reason.
Conclusion
All that is needed to unlock your earning potential is provided in this article. If you are still not earning passively now, well, that's on you.
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